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Workers Compensation Insurnace

Workers’ Compensation Insurance is a type of insurance that covers work-related injuries and provides medical and wage benefits.

What it Covers:

  • Injuries on the job (e.g., falls, burns, equipment accidents)
  • Illnesses caused by the job (e.g., exposure to toxic chemicals)
  • Repetitive stress injuries (e.g., carpal tunnel)
  • Ongoing care and rehab
  • Partial wage replacement during recovery
  • Disability (temporary or permanent)
  • Death benefits to dependents
  • Injuries while committing a crime
  • Independent contractors (unless covered separately)